Almost home owners

[Jon Brakel]

Closing today!

[Bruce Brakel]

Show no mercy.

[Jon Brakel]

No Mercy. No surprises. If you want a no surprises closing I highly recommend Townstone Financial for your mortgage broker needs. http://www.townstone.com/ Tell David Hochberg that Jon Brakel sent you!

[Jon Brakel]

Can anyone recommend a plumber that works the NW 'burbs? I have a leaky water drain in the 1/2 bath sink. My father-in-law took out the trap that had a broken collar. We figure that's where it was leaking from but he couldn't get the other end detached from the wall side and he didn't want to make matters worse. I think we need a pro to finish this up. A recommendation for a plumber that won't rip me off would be appreciated.

[SERG]

Were you able to use the $8000 credit? We were told that the option to use this was pulled on the 12th of May.
People keep your fingers crossed...We have an offer in that was accepted by the seller but now waiting for the bank's approval (short sale).

Congrats, Brakels!

[Jon Brakel]

Were you able to use the $8000 credit? We were told that the option to use this was pulled on the 12th of May.
People keep your fingers crossed...We have an offer in that was accepted by the seller but now waiting for the bank's approval (short sale).

Congrats, Brakels!

We didn't need the 8k for the down payment so I didn't even look into it. Once we finish moving I'm going to look into amending my return to get it. We will probably use some to replace the 35 year old windows in the town house!

Good luck on the short sale!

[tree]

Were you able to use the $8000 credit? We were told that the option to use this was pulled on the 12th of May.
People keep your fingers crossed...We have an offer in that was accepted by the seller but now waiting for the bank's approval (short sale).

Congrats, Brakels!

Thank you.

Good luck to you and Carla!! <<<fingers crossed>>>

[stpitner]

Congrats on the closing   I also found out on Friday that the offer my wife and I placed was finally accepted!  So now we get to start the process

[tree]

Good luck, Scott!

[SERG]

Found out this morning our offer was also finally ACCEPTED! As you mentioned, now the fun begins.

Also found this:
http://www.hud.gov/news/release.cfm?content=pr09-072.cfm

Not sure if we'll use it but it seems it could be an option.

[tree]

YAY Carla and Serg!!

[dana]

Congrats to all of you buying houses!

[stpitner]

Thanks for that link Serg.  That helps confirm what I was going to post from what the mortgage guys have been trying to figure out.  Bottom line - the $8k for first-time home buyer can't be used for the initial 3.5% down, but CAN be used towards money on top of that 3.5% and/or closing costs.  Now I just have to secure the remaining 2.5% (since my earnest money was 1%).

Also thanks to fellow disc golfer, Mark Sylvester of PI Home Investigation Services, for a fantastic job well done going through our soon to be new home!

[stpitner]

If you used TurboTax to do your taxes this year, it looks like it's VERY easy to amend your 2008 tax return and qualify for that $8000 credit!  I have no idea how long it will take the government to send me the additional return money though.  Hopefully it will be just as fast as the original return money (less than 2 weeks).

http://turbotax.intuit.com/support/kb/tax-content/tax-tips/7424.html